Banca | ALVANTIA

Payment methods: the revolution is in the 15%

There is a symbiotic relationship between payment methods and economic activity: the evolution of means of payment has historically favoured economic development, and similarly, the evolution of economic activity has led to the modernisation of means of payment.

Cash is the most popular means of payment worldwide, used in 85% of all transactions. However, despite the overwhelming prevalence of cash as a payment method, it is slowly declining. And that 15% of non-cash transactions (9.1% credit/debit cards and 4.6% direct debits/bank transfers) is where a disruption is now occurring which will affect the entire means of payment system.

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21/08/2018

Key aspects of the 18th edition of the RFIx convention

For the third year in a row, Alvantia has sponsored the Receivables Finance International Convention (RFIx), which took place this year on 14 and 15 March at the Royal Horseguards Hotel in London.

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10/04/2018

Fintechs: an introduction and analysis

What are Fintechs and how do they affect the consumers of financial products and services? Although the term has become popular in recent years, it originated two decades ago, when new Internet-based payment systems started to emerge. For example, Paypal, founded in 1998, has been considered as one of the first Fintechs.

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06/04/2018

Changing e-commerce with Bitcoin

‘The money of the future’, ‘the currency in fashion’… In a constant fight to change e-commerce, this concept has many peculiarities and has been given just as many names. How can this currency achieve it? In this post, we will analize the “Bitcoin revolution” and why this ‘cryptocurrency’ is in the public eye.

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21/02/2018

In-depth article – Analysis of the PSD2

PSD2?: still unknown to most consumers and businesses, is generating expectation among the new players in payment services, and distrust among established entities.

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19/01/2018

Digital Banking – Neo Banks, ChallengerBanks & BaaS

The exponential growth of Information and Communication Technologies (ICTs) is revolutionising the world around us. This phenomenon has of course not been lost on the financial sector.

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18/01/2018

Working breakfast: The Immediate Supply of Information (ISI). Does it facilitate e-invoicing?

On 22 November 2017, the Génova Financial Club hosted a working breakfast organised by Alvantia, in collaboration with the Spanish Factoring Association, on new management tools, electronic invoicing (e-invoicing) and the Immediate Supply of Information (ISI).

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27/11/2017

The mexican market economic growth

Weak economic growth has become an age-old debate in Mexican society. Our modest contribution will consist in attempting to answer 3 questions:
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16/10/2017

Annual AMEFAC Assembly

On Thursday, 28 September the Annual AMEFAC Assembly was held, one of the most important financial events held in Mexico City in 2017, and sponsored by Alvantia.

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06/10/2017