The growth of cloud computing is being exponential, which has led to the development of various implementation models depending on the needs of each company or developer. In this post, we are going to talk about Cloud Computing, the most used models and their advantages. (more…)
Undoubtedly, technology is one of the undisputed protagonist of the 21st century. It has undergone a meteoric evolution during the last decades and without this unstoppable development, our lives would be completely different today. (more…)
Alvantia has been a member of the Spanish Network of the United Nations Global Compact for more than seven years. Its corporate culture promotes attitudes and commitments that help to build a fairer, more sustainable and balanced world.
There is a key aspect managing the financing of trade credit, in general, and reverse factoring, in particular, which is not always well designed and used, from a trade, operational and risk point of view, in contrast to other financing arrangements: big data.
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A phrase that is often heard today is that “technology is changing the way business is done”. Technological development has in fact forced many companies to change the design of their business, which in turn affects their processes and their way of working.
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It’s a fact that there are new technological trends that are currently revolutionising the financial markets. The term Blockchain has become an everyday word in practically everyone’s vocabulary, as it refers to the technology being used by the banking sector to reinvent itself.
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As we know, women currently have very little presence in technology companies. However, recent studies show that companies would yield a much greater profit if they were to achieve equality: for example, if the UK were to increase the number of women to 30%, its economy would grow by 11 billion.
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As we saw previously in the first post, Fintechs (business players that combine ICT and finance) undoubtedly offer multiple advantages to consumers by positioning them at the heart of financial products and services. However, some concerns are arising with regards to regulation, supervision, compliance and security.
There is a symbiotic relationship between payment methods and economic activity: the evolution of means of payment has historically favoured economic development, and similarly, the evolution of economic activity has led to the modernisation of means of payment.
Cash is the most popular means of payment worldwide, used in 85% of all transactions. However, despite the overwhelming prevalence of cash as a payment method, it is slowly declining. And that 15% of non-cash transactions (9.1% credit/debit cards and 4.6% direct debits/bank transfers) is where a disruption is now occurring which will affect the entire means of payment system.
